Make the Most Out of Your Spending

Is spending stress difficult for you to manage? Have you got into debt and find you cannot get out of debt? Do you suffer from shopping addiction or impulse buying, or just pick up things because they are on sale? And then you hardly ever use them, or find what you bought not good or to your taste later on? Are you about to sign up for a mortgage or remortgage your existing home? Would you like to understand some hidden features of mortgages? Or maybe you are looking for a mortgage...
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Is spending stress difficult for you to manage? Have you got into debt and find you cannot get out of debt? Do you suffer from shopping addiction or impulse buying, or just pick up things because they are on sale? And then you hardly ever use them, or find what you bought not good or to your taste later on? Are you about to sign up for a mortgage or remortgage your existing home? Would you like to understand some hidden features of mortgages? Or maybe you are looking for a mortgage primer to get the hang of mortgage basics?Are your credit card debts near the borrowing limits? Has it been that way for a while, and the debt does not seem to come down? Has managing debt become difficult for you?Do you have a nagging feeling that you cannot afford to spend when you go out to enjoy? Do you feel that you are not getting the best possible results for the money that you spend? How do you get the best possible results and most enjoyment out of spending money?Are you prepared for an trouble that may come your way? This book shows you how to take charge and crack all those problems one step at a time in easy to understand everyday speech. And you can do all the sums needed with a simple calculator.With all the stress that there is in our times, you may feel that it is hard to take on more things to do. The point is you take on what you can, and even one or two changes that you can make will bring about good results in six months time. You will get to grips with the basics of spending money management which include:O Controlling impulse buyingO Taking control of debt traps O Dealing with the feeling that there is "no money for it"O Being prepared for troubles that may come your wayO Doing the 3 basic sums that help you understand your money situation and help you with money managementO Understanding hidden facts about mortgages and credit cardsO Mortgage Primer with all the Mortgage BasicsO Not spending too much money paying interest (only the banker is smiling when you pay interest!)O Spending money freely on what you want to enjoy without worryingO Getting the right kind of support to help you handle your problemsHow does one get out of shopping addiction or impulse buying? Most of the times we spend money the way we do because of "spending programs" that run by themselves in the brain. People given to impulse buying spend without control. They may get into a debt trap and find it difficult to get out of debt, because their "spending programs" are not good.Shopping addiction or impulse buying are not the only reasons why some people get into a trap. There are other reasons, some beyond their control. Whatever the reason, the debt trap has to be tackled. This book gives you the way to find out whether you are in a trap, and how to go about coming out of it.While there are not many specific money saving tips, the book gives you a way to build good "shopping programs" which will save money that may be wasted on things that do not give you satisfaction. Most of us have not been taught how to spend our money to get the best out of it, but it can be learnt. You can break the not-so-good spending programs, and build new, good ones that work for you. That is, you can reprogram your brain to make the most out of your spending, and find a way out of spending stress. This book shows you a way to do it. It is a practical money management book for getting results.